How to Contact Credit Bureaus — Equifax, Experian, and TransUnion

While there are many different credit-reporting agencies, Equifax, Experian and TransUnion are the three major consumer credit agency that collect credit data and compile it into credit rating reports. These credit reports are used as the footing for your recognition scores. If the information on your composition is incorrect or you have questions about the information on your reports, it makes sense to want to talk to person about it. But because of their size and complexity, knowing how and who to contact at a credit agency can be a frustrating have. Their official websites seem like they ’ re designed to intentionally confuse consumers. here ’ s the information you ’ ll need if you want to contact one of the three major citation agency. We ’ ve culled through the information on their public websites and regularly update this listing for any changes .

Why You Would Contact A Credit Bureau

You may want to contact a credit agency for any number of reasons. If you ’ ve subscribed to products or services sold by the credit agency, you may need to contact customer support or want to cancel your subscriptions.

even if you haven ’ triiodothyronine subscribed to any of the citation agency products, you may need to get in touch with them to dispute faulty items on your recognition report. The like would be the case if you need to register a diagnose deepen with a agency. Victims of identity larceny will want to put fraud alerts and security freezes on their credit files. This will normally require a telephone call directly to the credit agency .

Contacting Equifax

Equifax has a straightforward contact page that shows how to get in touch with the chest of drawers based on the reason you ’ re trying to contact it. Note that many of these reasons can be addressed on-line via Equifax ’ s web site .

For a copy of your credit report

To request a copy of your Equifax accredit report, call 1-866-349-5191 any meter from 8 ante meridiem to midnight Eastern time, seven days a week. You can besides send mail to the succeed address : Equifax Information Services LLC
P.O. Box 740241
Atlanta, GA 30374-0241 Or, you can go to Equifax ’ mho web page .

For a dispute

You can dispute information on your Equifax credit report by calling 1-866-349-5191 any time from 8 ante meridiem to midnight Eastern time, seven days a week. You can besides mail your dispute to the savoir-faire below. Equifax Information Services LLC
P.O. Box 740256
Atlanta, GA 30374-0256

For a fraud alert

Placing a imposter alert on your Equifax credit composition can be done using an automatize serve pipeline at 1-888-836-6351 from 7:30 ante meridiem to 1:30 ante meridiem eastern fourth dimension, seven days a week. Equifax besides recommends that you reach out to 1-888-EQUIFAX for aid in resolving this topic. To place a fraud alert on your Equifax accredit report by mail, contact Equifax at the watch address : Equifax Information Services LLC
P.O. Box 105069
Atlanta, GA 30348-5069

For security freezes

For calls related to security system freezes ( including place, temporarily lifting or permanently removing a security freeze ), call Equifax at 1-888-298-0045 from 8 ante meridiem to midnight Eastern fourth dimension, seven days a week. You can besides send symmetry about a security freeze to the trace address : Equifax Information Services LLC
P.O. Box 105788
Atlanta, GA 30348-5788

For other Equifax products

If you want to contact Equifax about TrustedID Premier, Lock & Alert or the 2017 Equifax Cybersecurity Incident, you can reach documentation staff at 1-888-548-7878. The earphone number is available seven days a week from 8 ante meridiem to midnight easterly time. If you need help using or want to cancel a different Equifax product, you can call 1-866-640-2273 from 8 ante meridiem to 3 ante meridiem eastern time, seven days a week .

To opt out of mailing lists

You can opt-out of Equifax mailing lists by calling 1-888-567-8688 .

Contacting Experian

Experian ’ mho contact page shows you how to get in touch with the chest of drawers based on why you ’ re trying to contact it. Experian besides offers many of these services via its web site if you ’ five hundred prefer to go on-line alternatively of calling or mail .

For a copy of your credit report

You can order your Experian credit report by call by calling 1-888-397-3742. You can besides request a imitate on-line .

For a dispute

To dispute an token on your Experian accredit composition, the agency refers you to its on-line choice or you can contact them by mail at the address below. Experian
P.O. Box 4500
Allen, TX 75013 You can besides dispute by telephone. But you ’ ll need to get a copy of your Experian credit composition first. then you can call the call issue listed on the report card to begin a dispute by phone.

The call number listed on my personal citation reputation to contact Experian was 1-855-246-9409. It ’ s available Monday through Friday from 9 ante meridiem to 5 post meridiem in your clock time zone .

For fraud or identity theft

To contact Experian about fraud or identity larceny, call 1-888-397-3742 .

For other Experian products

You can call 1-479-343-6239 for inquiries related to MyExperian products. This number is available Monday through Friday from 6 ante meridiem to 8 post meridiem Pacific time and Saturday and Sunday from 8 ante meridiem to 5 post meridiem Pacific fourth dimension .

To opt-out of mailing lists

To be excluded from Experian ’ s marketing lists, you can call 1-402-458-5247, e-mail optout @ experian.com or send chain mail to the address below. Experian Marketing Services
Attn : Opt-out Services
P.O. Box 80128
Lincoln, NE 68521

Contacting TransUnion

TransUnion ’ s contact page shares the agency ’ s contact information based on what you ’ re trying to accomplish .

For a copy of your credit report

To get your dislodge annual credit reputation, TransUnion doesn ’ t provide any of its contact information, alternatively redirecting you to AnnualCreditReport.com .

For a dispute

If you need to dispute an detail on your TransUnion credit report, you can call 1-833-395-6941 Monday through Friday from 8 ante meridiem to 11 post meridiem Eastern time. You can mail any relevant documents to the take after address : TransUnion Consumer Solutions
P.O. Box 2000
Chester, PA 19016-2000

For a fraud alert

For imposter alerts, reach TransUnion at 1-800-680-7289 from 8 ante meridiem to 11 post meridiem Eastern clock or send mail to the address below. TransUnion Fraud Victim Assistance
P.O. Box 2000
Chester, PA 19016

For security freezes

To freeze or unfreeze your recognition with TransUnion, the agency directs you to a page with options to complete the procedure on-line. It besides lists a contact earphone count of 1-888-909-8872, which is available from 8 ante meridiem to 11 post meridiem Eastern time. Another choice is to send a letter to the address below. TransUnion
P.O. Box 160
Woodlyn, PA 19094

For other TransUnion products

For TransUnion credit monitor, you can call 1-833-806-1626 Monday through Friday 8 ante meridiem to 9 post meridiem Eastern fourth dimension, or Saturday and Sunday 8 ante meridiem to 5 post meridiem Eastern time. You can contact TransUnion ’ s TrueIdentity serve after logging in to your report or by calling 1-855-260-9279 Monday through Friday, 8 ante meridiem to 9 post meridiem Eastern time, or Saturday through Sunday, 8 ante meridiem to 5 post meridiem Eastern time .

To opt-out of mailing lists

If you wish to opt-out of TransUnion ’ randomness prescreened credit and indemnity offers, the chest of drawers directs you to OptOutPreScreen.com, which you can reach at 1-888-567-8688. share via :

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