The TRUTH about AAA Roadside Assistance: Review

Updated : Mar 7, 2022

Cost of Roadside Assistance

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The best way to plan ahead for a wayside hand brake is purchasing a wayside aid course of study. There are many different options available whether you decide to sign up through your personal car insurance company, pledge to a wayside mobile app or buy an car club policy from an administration like AAA. Each wayside aid broadcast will offer different pricing packages which include a variety show of benefits and serve offerings .
Let ’ s explore the features of AAA ’ s wayside aid plan in comparison to other popular car clubhouse providers .

How Much Does AAA’s Roadside Assistance Cost?

Unlike many early wayside aid providers, AAA has multiple membership levels, which can cost anywhere between $ 7.62 to $ 23.16 per month .
To give you an idea of AAA ’ s different price, check out the costs below for a Colorado resident .

Term Classic Plus Premier Plus RV/ Motorcycle Premier RV/ Motorcycle
Monthly Fee $7.62 $11.83 $15.16 $17.25 $23.16
Annual Fee $79.50 $130 $170 $195 $266

Keep in thinker these fees can vary depending on your home state of matter and the number of drivers covered within your family .
besides, if you choose to be billed monthly, AAA will add a fee of $ 1 per month, which is represented prices above .

What Each AAA Membership Level Includes

AAA ’ s wayside aid programs provide up to twenty different services. Depending on which membership package you select ( Classic, Plus, or Premier ), you ’ ll have access to a bias number of their wayside resources with a maximal of 4 wayside calls per class for each car club cardholder .
Use our AAA Membership Level power system below for a better sympathize of what types of coverages are available for the different price levels .

4 Incidents Per Year Classic – $79.50 Plus – $130 Premier – $170
Towing Up to 7 miles Up to 100 miles One 200 mile tow & 100 mile tows after that
Fuel Services Free delivery, retail price for fuel Free delivery, Free fuel Free delivery, Free fuel
Jump Start Free Free Free
Battery Delivery & Installation Free, retail price for battery Free, retail price for battery Free, retail price for battery
Minor Mechanical Adjustment Free Free Free
Emergency Electric Vehicle Charging Free Free Free
Winching/ Extrication Free if not overly complicated Covers a 2nd truck and operator for 1 hour Covers a 2nd truck and operator for 2 hours
Flat Tire Service Change to spare tire, or tow Change to spare tire, or tow Change to spare tire, or tow
Rental Car Discounted Discounted One day free
Bicycle Breakdown (transport of you & bicycle) Up to 7 miles Up to 100 miles One 200 mile transport & 100 mile transports after that
Car Locksmith Up to $50 Up to $100 Up to $150
Trip Interruption Reimbursement Up to $250 Up to $500 Up to $1500
Auto/Stereo Theft Reward $500 auto/ $200 stereo $1000 auto/ $400 stereo $1600 auto/ $600 stereo
Legal Defense Reimbursement $50 – $300 $100 – $1000 $300 – $2000
Identity Theft Protection Free Free Free + $10,000 Extra Protection
Passport/ ID Photos Minimal fee Free Free
Products/ Services Discounts Extensive Discounts Extensive Discounts Extensive Discounts + extras
Concierge Services Free
Travel Accident Coverage $300,000
Home Locksmith Up to $100
Vehicle Return Coverage Up to $500

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What Can I Expect From Each AAA Service & Benefit?

Although AAA Roadside Assistance Insurance does cost more than most other wayside policies, it ’ s clear that AAA offers well more benefits than many of their competitors. To give you a better mind of what you ’ ll be getting for your money, let ’ s take a closer expect at each of AAA ’ second service and benefits .

Flat Tire

The AAA service provider will come out to your vehicle and put on your plain tire so you can continue your travel. however, if you don ’ t have a plain then the service representative will tow your car according to your membership ’ second towing benefit .
AAA will besides take concern of apartment tires on your RV and motorcycle equally retentive as you purchased the optional coverage for those types of motor vehicles .

Fuel

Most wayside aid programs will transport fuel to you for spare adenine long as you ran out of boast during your repel. Of naturally, you will be charged the market rate for the gasoline but no charge for the service. however, under AAA ’ sulfur Plus or Premier plan, you will receive a gallon or two of loose so you can get the nearest service post .

Towing

According to Angie ’ south List, $ 109 is the median nationally rate to tow a disabled car. Of course, that median towing rate can vary depending on the towing caller and localization. however, if you are a AAA wayside aid cardholder then you may have your vehicle towed improving to seven miles for classic members or up to 100 miles for Plus and Premier members .
Those AAA clients that opted for RV and Motorcycle Roadside Assistance coverage may have their vehicle towed up to 100 miles per disability .
Some wayside programs will provide towing but merely as a reimbursement benefit. This means you ’ ll have to pay for the tow and then submit your receipt to the provider for a refund. Always check the very well print on any wayside aid course of study you ’ ra considering .

Vehicle Lockout

AAA will dispatch a supplier help you gain entry if you by chance break your car winder in the lock or misplace your winder fob inside the lock car
If the first undertake at getting into your automobile is unsuccessful then AAA will immediately send out a master locksmith to assist .
Your AAA Roadside Assistance Insurance covers locksmith parts and labor services as follows : astir to $ 60 for classical members ; up to $ 100 for asset members ; and up to $ 150 for Premier members .

Battery Jump Start

Turning your cable car key lone to find the battery is absolutely can be a bit thwart. That ’ s why AAA includes a battery jump begin service. They besides offer a battery substitution plan as described below .

Battery Delivery & Installation

AAA Mobile Battery Service is beneficial if your car battery is wholly abruptly and can ’ deoxythymidine monophosphate be jumped. In this case, you can avoid consume time on a tow and alternatively have an AAA Mobile Battery Service technician come to the setting, test your battery and electric organization. If you so desire, purchase a fresh AAA battery that meets or exceeds your car ’ s original spectacles. All car batteries come with a 3-year free surrogate guarantee .
Keep in mind AAA only provides this mobile barrage substitute service in choose areas. You ’ ll have to consult with AAA to be sure you can take advantage of this profit .

Extrication/ Winching Service

Bad weather, like rain and ice storms, causes many drivers to lose control and end up in a ditch along the road. Should you find yourself off road, AAA Roadside Assistance Insurance does cover unsnarling and winch services .

Rental Car

once each year an AAA penis can get a surrogate car at a special discounted rate from one of AAA ’ s participating rental car providers. Plus members enjoy a complimentary upgrade ( by one car classify ) along with their discounted rate .

Concierge Services

AAA Premier cardholders may utilize 24/7 concierge change of location aid anterior to departing on a domestic or international travel or while they are in the midst of their travel .
AAA ’ s robust number of concierge resources includes :

  • Event tickets
  • Restaurant/spa/health club recommendations
  • Travel referrals
  • Destination and tour information
  • Gift basket and floral delivery
  • Business services
  • Golf tee time reservations 

Product Discounts

Unlike some early wayside aid plans, AAA members get other perks such as AAA discounts for more than 100,000 locations across the U.S. Save on things like popular restaurants, entertainment, retailers, and travel specials. Purchases can besides earn you reward points that can finally be applied to future patronize. Most discounts are available at all membership levels .

Discounts Classic Plus Premier
AAA Discounts & Rewards Over 10,000 discounts at Restaurants, Hotels, Retailers, Travel & Entertainment Over 10,000 discounts at Restaurants, Hotels, Retailers, Travel & Entertainment Over 10,000 discounts at Restaurants, Hotels, Retailers, Travel & Entertainment
CARFAX Vehicle Report 20% discount 20% discount 1 Free Per Year + 40% off additional reports
AAA Approved Auto Repair 10% off parts 10% off parts 10% off parts + Free 40 point inspection
Auto Club Driving School Discounted Rates Discounted Rates
Full Vehicle Inspection $45 off 86 point inspection
Hertz Rental Cars 10% Domestic / 25% International 10% Domestic / 25% International 10% Domestic / 25% International

AAA claims money saved from cardholder discounts can actually off-set the full price of membership fees. This may be true arsenic long as you utilize abdominal aortic aneurysm discounts frequently since they typically account for entirely 5 % to 10 % off a buy .
Feel release to browse the discounts offered in your state at AAA.com/discounts .
If you are one to be diligent about using and tracking a dismiss calling card then you may find AAA ’ mho car clubhouse to be your best option. That extra cash in your pocket may very well help you earn back the AAA membership fee. Plus, it ’ south rare that you ’ ll find any early car club course of study offer such a reinforce platform .

How Does AAA’s Basic Roadside Assistance Compare to Other
Providers?

even though AAA ’ s basic membership costs much more than most providers, it does include a lot richer benefits. In fact, AAA ’ s wayside insurance package has double the benefits offered by their closest competitors. possibly you merely get what you pay for ?
It ’ s always recommended that you look close at each car baseball club ’ mho plan and decide if their services will meet your finical needs. For model, if you travel far from home frequently then you will decidedly want to buy a wayside plan with generous towing miles .
The below table is a big tool for determining if AAA is the right burst for you .

AAA State Farm AllState Farmers Progressive GEICO
Yearly Cost $79.50 $48 $25 $23 $23 $14
Towing 7 miles Nearest, no limit $100 $150 15 miles 100 miles
Winching/ Extrication Free if reachable from road Free if reachable from road $100 10 ft 100 ft 1 hr
Car Locksmith $50 1 hr $100 $150 1 hr $100
On-Site Mechanical Adjustment Free if possible 1 hr $100 $150 1 hr 1 hr
Fuel Delivery
Jump Start
Flat Tire Service
Battery Delivery & Installation
Trip Interruption Reimbursement Up to $250
Auto/Stereo Theft Reward $500 auto/ $200 stereo
Legal Defense Reimbursement $50 – $300
Emergency Electric Vehicle Charging
Bicycle Breakdown
Identity Theft Protection
Products/Services Discounts

many of the boastfully insurance carriers, like Allstate and Geico, do have their own wayside aid programs but it ’ s not wise to select your car insurance entirely based on the cheapest wayside aid plan. The most accurate way to figure out which company is very offering the most competitive indemnity premium is to compare quotes that reflect identical coverages, including wayside services .

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How Does AAA’s Classic Plan Compare to AllState’s Similarly Priced Roadside Advantage Plan?

Allstate ’ s Roadside Assistance plan is similar to AAA in a phone number of ways. A obtrusive deviation is that Allstate ’ s highest flat of coverage is priced the like as AAA ’ s most basic plan. That ’ s quite a price differential .
many drivers are surprised to learn that joining Allstate ’ s Roadside Assistance Membership plan is possible even without being an Allstate policy customer .

AAA Classic – $79.50 AllState Roadside Advantage – $99
Calls Per Year 4 Calls 3 Calls
Towing Up to 7 miles $150 limit
Jump Start Free $100 limit per call
Minor Mechanical Adjustment Free $100 limit per call
Winching/ Extrication Free if near road $100 limit per call
Flat Tire Service Change to spare tire, or tow $100 limit per call
Car Locksmith Up to $50 $100 limit per call
Trip Interruption Reimbursement Up to $250 Up to $1500
Auto/Stereo Theft Information Reward $500 auto/ $200 stereo $5000 Theft & Hit-and-Run
CARFAX Vehicle Report 20% off 3 Free Reports
Legal Defense Reimbursement $50 – $300 $50 – $400
Fuel Services Free delivery, retail price for fuel Free delivery, retail price for fuel
Rental Car Discounted Discounted
Products/ Services Discounts Extensive Discounts Extensive Discounts
Emergency Electric Vehicle Charging Free
Battery Delivery & Installation Free, retail price for battery
Identity Theft Protection Free
Passport/ ID Photos Minimal fee
Bicycle Breakdown (transport of you & bicycle) Up to 7 miles

As you can see right off the top, AAA costs less per year. They besides allow one more avail call per year than AllState. This difference can be significant if you ’ re stranded on the side of the highway. In addition to the count of service calls allowed, we besides uncovered 5 benefits at the bottom of the graph that AllState lacks including singular perks like Identity Theft Protection, Bicycle Breakdown, and Emergency Electric Car Charging .
On the other hand, AllState propose ’ s more generous Trip Interruption Reimbursement, Theft Rewards and CARFAX reports .

Which Roadside Assistance Plan is Best?

The majority of wayside aid plans are pretty exchangeable so you ’ ll have to consider your own needs and budget when comparing programs .
We listed for you a few of the main points consumers take into consideration when shopping for a wayside aid policy .

How far do you drive? 

If you rarely travel far from dwelling or infrequently get behind the wheel then the most basic wayside aid plan should be sufficient. For model, AAA ’ s Classic membership that covers 7 miles of towing would do just fine. There ’ sulfur no indigence to pay excess for a plan that includes vitamin a much as 200 miles of tow because if you ’ re unlikely to use the service .

What is the age of your vehicle? 

According to late statistics, most drivers only use their wayside aid about once every three years. If the driver has a raw car then that phone number drops even lower. In fact, if your car is brand modern then you can probably merely trust on the wayside plan provided under the manufacturer ’ s guarantee .
Below are examples of how hanker some democratic car manufacturer ’ s offer loose wayside aid on new vehicles :

  • Ford & Chevrolet: 5 years or 60,000 miles 
  • Dodge: 5 years or 100,000 miles 
  • Toyota: 2 years or 25,000 miles 
  • Volkswagen: 3 years or 36,000 miles 

Always check the details of your manufacturer guarantee or talk with your car franchise for specifics. Of run, if you ’ ve surpassed the vehicle guarantee then it makes good sense to purchase a wayside aid indemnity policy.

Do you need coverage for your vehicle or for you? 

Roadside aid coverage comes in two different forms, vehicle specific or driver specific. Vehicle wayside insurance is lone useful when driving a named car and is best for families with multiple drivers all using the same car .
On the other handwriting, driver specific plans mean your wayside coverage follows you – no matter which vehicle you drive. Driver specific coverage is best for business travelers, families that share multiple cars, or if drivers that use rental cars .

What services will you actually use? 

It ’ s easy to go with a costly design that includes lots of frills but if they are not features you ’ ll realistically use then you ’ re simply overpaying. Consider the age of your cable car, the modal distance you drive, and how frequently you travel. For car clubs, like AAA, that provide extra perks like discounts, trip planning, and identity larceny monitor, it ’ s important to decide if you ’ ll actually take advantage of these benefits or will you just be paying for something you don ’ t need.
Beyond everything we ’ ve advised in our review, we besides recommend that you sporadically evaluate your wayside aid needs because they will surely change over clock time. When your current wayside plan isn ’ deoxythymidine monophosphate working for you any longer then begin shopping for a newfangled plan that will .

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Frequently Asked Questions (FAQ’s)

Whether or not AAA roadside aid is the best plan for you depends on your needs and budget. Please denote to our tips and comparison charts for determining which wayside coverage is the best match for you. technically there is a way to use your AAA membership the same day you sign up for the coverage. however, AAA will ask for a erstwhile fee ( normally around $ 70 ) and you will only receive Classic Membership charge services. It actually takes a full 48 hours after buy for your AAA Roadside Assistance policy to take effect. AAA Roadside Assistance Insurance covers the driver rather of the car. This means, as an AAA extremity, you can use your wayside design with any vehicle you are a passenger in or any fomite you drive. On the other hand, this besides means a supporter driving your car will not have access to your AAA plan. The best manner to contact AAA for aid is text HELP to ( 800 ) AAA-HELP or ( 800 ) 222-4357 and AAA will send you a associate that will allow you to stay in reach with your technician and track the their arrival. If you don ’ thyroxine want to send a text, you can call the like number to talk with a person to holy order the service. AAA representatives will dispatch an AAA supplier to you a soon as you call-in an emergency wayside aid incident. Yes, AAA roadside aid follows the driver and can be used even if he/she is
driving a rental car. There are 3 different AAA Membership packages available to buy and the cost varies depending on the program selected. presently the AAA Classic costs $ 79 annually or $ 7.58 monthly, AAA Prime costs $ 129 per annum or $ 11.75 monthly, and AAA Premier Costs $ 169 per annum or $ 15.08 monthly. In accession, AAA offers a Plus Motorcycle/RV plan for $ 190 annually ( $ 16.83 monthly ) or the AAA Premier Motorcycle/RV design for $ 260 per annum ( $ 22.67 monthly ). Yes, AAA road avail technicians install spare tires. If you don ’ t have a good quality spare run down available then the AAA technician will offer to tow your car per your membership ’ mho terms and conditions. Yes, if you purchase the AAA Plus Motorcycle/RV plan or the AAA Premier Motorcycle/RV plan then your motorbike is considered a shroud vehicle. Yes, AAA has lockout/locksmith services. Your AAA Roadside Assistance Insurance covers locksmith parts and labor as follows : improving to $ 50 for classic members ; up to $ 100 for plus members ; and up to $ 150 for Premier members. If the servicing technician is not able to unlock your vehicle, they will tow your car as per the terms of your membership. No, AAA members have the choice of purchasing an AAA-branded barrage from a service technician. however, AAA will cover the price of delivering and switching the barrage on the site of dislocation, which can be a veridical timesaver.

once you are an abdominal aortic aneurysm extremity ( which means payment has been made ) then you ’ ll be allowed 4 FREE emergency wayside service calls during your 12 month policy. Be certain to review the terms and conditions of your detail coverage plan to determine which services and benefits are detached .

source : https://www.peterswar.net
Category : Finance

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