How to Change Your Legal Name on Equifax Credit Report | Equifax

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Highlights :

  • Certain steps must be followed in order to update vital records to reflect a legal name change.
  • Every state has its own set of laws and procedures, so you’ll need to know your specific state’s legal requirements.
  • The easiest way to change your name on your Equifax credit report is through the myEquifax Dispute Center.
  • The name change court order is the most important document you’ll need to change your full legal name on your Equifax credit report.

last name changes are a common process for credit rating report agencies when people change their last appoint after marriage. For transgender individuals, a wide appoint variety requires extra steps and documentation. The process not lone involves your legal name, but may besides include updating vital records such as your Social Security calling card and driver ‘s license with the federal and express government .
The legal process for wax identify changes varies by state, and each state of matter may require different documentation. additionally, states may put requirements on where you must be in your conversion before certain documentation may be updated.

by and large, the process for trans individuals to change their name is :

  1. Obtain a name change order at the probate court in the county they reside. Usually the probate court provides the forms for the name change order. The court order should include both the former name and the new name.
  2. With the name change order, then vital records can be changed. Start with the Social Security card and then the driver’s license.
  3. Next, contact the nationwide credit bureaus to update credit reports.

The easiest way to change your name on your Equifax credit report is through the myEquifax Dispute Center. The Dispute Center is where you go to update or change inaccurate or incomplete data on your Equifax credit report .
You can begin the name change process on your Equifax credit rating report by creating or signing into your myEquifax explanation – it ‘s complimentary and safe. here you can change data on your Equifax credit composition, including a name switch .
If you do n’t have a myEquifax account, create one and register using your former name. Using your early name is necessity to locate your Equifax credit report on file. then you ‘ll “ dispute ” your former mention indeed that your citation history is associated with your new name.

Key pieces of identity documentation are needed to change your name on your Equifax accredit report. The Dispute action will allow you to upload these documents in a safe and secure manner. For transgender people specifically, the name switch court order is the most authoritative .
early documents are besides needed to change your mention on your Equifax credit report. You ‘ll need to upload documents that verify each of the following with your newfangled name :

  • Social Security number (SSN), such as your updated Social Security card, a pay stub, or Medicare/Medicaid card.
  • Current address, such as a utility or phone bill, pay stub or bank statement with your new name.
  • Legal Name, such as a copy of the court order with your former name and new name, current driver’s license, or Social Security card with new name.
  • Date of birth, such as state ID/driver’s license or passport.

Upload as many documents as needed to verify your SSN, stream address, name, and date of parentage. You do not need one document that verifies all of these pieces of information.

Filing a dispute on your Equifax credit report to change your identify is free. If you would prefer to speak with a representative of the Equifax Customer Care Team, or need help with your myEquifax report, you can call 866-349-5191, Monday – Friday 9am – 9pm ET and Saturday – Sunday 9am – 6pm ET. You ‘ll need to fax or mail the same documents as listed above .
finally, it ‘s important to know that disputing information on your Equifax credit composition by and large will not impact information on your TransUnion and Experian credit reports. You ‘ll need to start a dispute individually with each agency .
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