Small Enterprise Development Agency (Seda)
Seda supports the growth of small commercial enterprise. People can go to Seda for assistant to start a business or, if they already have a occupation, to make it stronger and more profitable. There is a Seda branch in each district municipality. These branches offer :
- information, advice and referrals
- tender information and advice
- import and export training
- trade information
- business assessments and business mentoring
- technical support
- market access
- business linkages
In addition to helping individuals in occupation, Seda has a special focus on co-operative enterprises, where a group of entrepreneurs share the profits and province of a clientele. Contact Seda : 012 441 1000
Business Information Centre : 0860 103 703
Website : www.seda.org.za How to write a business plan
The first thing you need to do is state intelligibly and specifically what your clientele idea is. identical plainly, you need to say what you intend doing, how you plan on doing it, when you plan to do it and why you believe you will succeed. In the process of doing that, you need to do some inquiry into whether your idea and your plan will truly work. Your business plan should cover four main areas :
- Your strategic focus (your “niche”, or “core business”): What exactly is it that your business will do? What makes it special? What won’t your business do?
- The marketing plan: How are you going to promote your product? How are you going to price your product? How do you plan on getting your product to your market?
- The operations plan: What staff will you have and what will they do? Who will supply you with what you need? How will you manage your business?
- The financial plan: What profits and losses will you make? How much sales do you need to make to break even? How much cash do you need to cover costs each month? What is the source of your funds? How will you use your funds? If you need a loan, then what can you offer as security for that loan?
significant advice :
- Work out how big your market is (the total number of people who will buy your product).
- Is the market growing or not? (Is there increasing demand for your product or is there an over-supply?)
- List all the factors about your business that will bring you success (e.g. is it in a good place, is it cheap, is it very high quality?).
Look cautiously at your situation and make a tilt of the take after :
- your strengths and weaknesses in comparison with your competitors
- all the obvious market opportunities and threats
- the advantages you have over your competitors
- advantages that your competitors have over you
- ways of using your advantages to your benefit
- how you will deal with the disadvantages you face
- what must be done, when it must be done and how it be done.
Co-operatives Incentive Scheme (CIS)
successful applicants are given cash grants so that their accommodative can obtain good quality services that will help them to grow their business. The Cooperative Incentive Scheme helps cooperatives from all industries : textiles, services, energy, agribusiness, print, film, and video output, consumer and house. For a accommodative to qualify for a award, it needs to :
- be mainly black-owned
- be actively helping to create employment and overcome poverty
- be registered according to the Cooperatives Act, 14 of 2005
- have a simple Business Plan, which must be attached to applications forms
- provide quotations for the services for which it requires funding.
How to register a co-operative To register your accommodative, you will need to fill in Form CR1 – Application for adjustment of primary/secondary/tertiary concerted. You will then be notified of the early forms you will need to fill in, in the course of registering your cooperative. Contact the Department of Trade and Industry:
Website : www.thedti.gov.za
Black Business Supplier Development Programme
This course of study offers grants in a cost-sharing scheme to black-owned business for the determination of occupation skills trail. It offers support to black-owned enterprises by helping to improve their core competencies and management abilities, and enabling them to become more competitive. The scheme helps people with promotional selling materials, software growth and early activities such as quality improvement, processes and product improvement. Companies that are majority black-owned ( 15 % or more ) and which have a significant representation of black managers on their management team timbre for the accord. Companies should not earn more than R12 million per annum and must have been trading for at least a class. They need to be registered with CIPRO and with SARS. The maximum grant for which a single company can qualify is R100 000. Application procedure : Obtain lotion guidelines and an application form. Complete the application form. Obtain and attach a tax clearance certificate, and submit the application. Contact the Department of Trade and Industry Customer Care Centre : 0861 843 384
Website : www.thedti.gov.za
Finance for Small Businesses
Khula Enterprise Finance LTD
Khula helps SMMEs to get loans from banks. It does not lend money itself. Khula besides provides mentorship to entrepreneurs, helping them to manage their businesses successfully. The mentorship program includes the transfer of skills on a face-to-face footing, the development of feasible business plans, and pre- and post-loan services. Contact Khula : 012 394-5560/5900 or 0800 11 88 15
Website : www.khula.org.za
South African Micro Finance Apex Fund (Samaf)
Samaf gives fiscal services to minor entrepreneurs living in rural and out urban areas. Samaf does not lend money immediately to the populace. It uses existing institutions within communities to handle the funds and lend to qualifying entrepreneurs. Samaf has three products : the Micro-Credit Fund ( gives loans to entrepreneurs ), the Capacity Building Fund ( gives funds to be used for equipping the institutions with skills, arrangement and equipment ) and the Savings Mobilisation Fund ( encourages savings ). Contact Samaf : 012 394-1805
Websites : www.samaf.org.za ; www.thedti.gov.za
Technology for Sustainable Livelihoods
This is a program of the Department of Science and Technology ( DST ). It aims to create jobs for communities by helping to establish SMMEs. In finical, it makes use of technologies which can add respect to SMMEs and makes them accessible to communities. At the lapp time, the plan helps to make these SMMEs successful by offering skills growth and train. The DST offers technical aid in the adopt areas :
- Aquaculture: Communities are trained to farm indigenous fish as a business. They receive technology in terms of infrastructure (production cages) and training to manage a fish farm, including diseases and harvesting.
- Essential oils: These are valuable oils that are extracted from the leaves and flowers of plants. Communities benefit from skills development and training, and their businesses are linked to the local essential oils market.
- Indigenous medicinal plants: Communities are taught to grow indigenous herbs commercially. These plants have special medicinal properties which have been scientifically proven. Communities receive training in farming methods and in how to start a commercial enterprise and their businesses are linked to local markets.
The DST does not support individuals, merely communities and community groups. These communities are then helped to form a feasible community business, in the class of a part 21 party or concerted. In ordain to use these technologies and produce valuable crops in essential oils and autochthonal medicative plants, communities need to have access to suitable agricultural country. similarly, communities that want to benefit from fish agrarian must have access to irrigation dams. Contact the DST Technology for Sustainable Livelihoods : 012 843-6421/18
Registering your business
When you start a business, it needs to be registered. To do so, fill in the relevant forms and submit them to the Companies and Intellectual Property Registration Office ( CIPRO ). Contact CIPRO : 0861 843 384
Support For Youth
The Umsobomvu Youth Fund helps youth set up, boom and develop their businesses by teaching them all-important business skills. Umsobomvu has the following programmes :
- The Franchise Fund helps youth to start and maintain their businesses. Through loans and a voucher system, it helps young people to access business support.
- Entrepreneurship Education Training: This training is aimed at helping young people understand the concepts and principles of entrepreneurship and business.
- Cooperative Training: This is basic training for young people on setting up and running a youth cooperative business.
- Graduate Development Training: This is a training programme for unemployed graduates to enhance their life and professional skills.
- Business Consulting Services Voucher: These are services designed to help youth set up, expand or develop their businesses.
Umsobomvu youth Advisory Centres (YACs) are walk-in centres around the area where youth can receive information, aim and referrals services – in fact, everything they need to find employment or start their own businesses. YACs provide outreach services to communities that are ineffective to get to the centres, by taking career information, skills development and entrepreneurial advice to local schools in Mobile YACs. Contact Umsobomvu : 08600 YOUTH ( 96884 )
Contact Umsobomvu Business Partnership : 011 470-3111
Websites : www.youthportal.org.za
National Youth Service (NYS)
The National Youth Services is about involving youthful people in the development of our country. It is an opportunity for young people to actively serve their communities. The National Youth Service Programme aims to create a culture of service. It develops the skills, cognition and abilities of young people. It besides improves young person employability by giving opportunities for influence experience and skills exploitation, and by providing far learning opportunities. For more information on the NYS, turn to the Expanded Public Works Programme.
Support For Women
South African Women in Construction (Sawic)
Sawic is a national association of women enterprises or professionals and technical staff in all areas of construction, from the skilled trades to business ownership, with international affiliation to the National association of Women in Construction ( Nawic ). Sawic administers, facilitates, advocates and lobbies all the Departments of Public Works for the authorization of its members. Contact Sawic : 012 337-2400/2174
Technology for Women in Business (TWIB)
This broadcast aims to make science and technology more accessible to women in business, specially those in SMMEs. Contact TWIB : 012 394-1644
Website : www.twib.co.za
Gender and Women Empowerment Unit
The Gender and Women Empowerment Unit of the Department of Trade and Industry ( the dti ) manages the south african Women Entrepreneurs Network ( SAWEN ). SAWEN helps women overcome the obstacles that they placid experience in business. It compiles a database of women-owned enterprises, in order to help women help one another. It organises networking forums, facilitates capacity-building programmes, and lobbies and advocates for policies that support women entrepreneurs. Contact the Department of Trade and Industry: 012 394-1606