undefined undefined/iStock/GettyImages Like many other insurance products, Aflac policies can help to bring you peace of mind when the unexpected happens. however, in decree to receive this coverage, you must pay monthly premiums and this can get expensive over time. If you are receiving exchangeable coverage through early means or you need to cut down on monthly expenses, you might need to cancel your Aflac policy. thankfully, there are multiple ways to do this that could be convenient for you .
Types of Aflac Insurance
Aflac offers a wide variety show of indemnity products to address customer needs. If you are a policyholder with them, you could have one of several types of indemnity :
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- Accident insurance
- Cancer insurance
- Critical illness insurance
- Life insurance
- Hospital insurance
- Short-term disability insurance
- Dental insurance
- Supplemental dental insurance
- Vision insurance
- Supplemental vision insurance
- Pet insurance
ad You can determine which policies you have by looking at your paperwork or by logging onto your Aflac account on their web site. If you have questions about what your coverage includes, liaison Aflac customer care at ( 800 ) 992-3522. Be prepared to answer security questions to confirm your identity before they can share specifics regarding your account .
Aflac Supplemental Insurance
Aflac auxiliary indemnity is intended to help bridge the gap between what your traditional health policy coverage pays for and what you must pay for out of pouch. Like early kinds of policy, premium costs vary based on a assortment of factors including long time and health condition. Aflac does not take the put of regular health insurance. Rather, they provide policies that you can carry in addition to your health policy policy .
ad According to the Aflac web site, when you need to file a claim, you will fill out and submit the appropriate paperwork and software documentation. Depending on the claim, your aesculapian professional might besides need to submit data for their circumstance. For certain conditions, money can be deposited quite promptly into your bank account. other times, Aflac needs more prison term to process your claim and it could take a while to receive your money .
Read more: How to Cancel Car Insurance
Open Enrollment and Aflac Cancellation
If you receive your Aflac benefits through your employer, this could impact when and how you are able to cancel your Aflac policy. This is because these payments are taken out of your paycheck before taxes are withheld .
ad For exemplify, the Washington D.C. Department of Human Resources indicates that typically policies can lone be cancelled during their open registration period. Outside of that time period, employees are lone able to cancel their coverage if their employer deems that they are nobelium longer eligible for benefits .
ad During exposed registration, cancellation is much easier. Employees can just submit a sign written request with policy data to Aflac via mail or fax .
Ways to Cancel Aflac
If you purchase your Aflac coverage privately alternatively of through your employer, you could have more tractability when it comes to cancellation. Aflac recommends contacting their customer service line at ( 800 ) 433-3036 to find out the cancellation procedures for your particular policy .
ad You can besides cancel Aflac on-line by contacting them through their customer service page. Simply fill out your personal and policy information and request that they cancel your coverage. Be prepared to submit paperwork after they respond in order to fully cancel Aflac policy benefits .
Aflac Cancellation Form
When you contact customer wish on-line or by earphone, they will probably send you the Aflac cancellation shape in order to complete your cancellation request. This form will require you to provide the keep up data :
- Policyholder name
- Billing name
- Policyholder’s Social Security number
- Email address
- Effective date
- Policy number
- Policy type
- Pre-tax or post-tax status
once the form is filled out, you will need to date and sign it before returning it to Aflac via mail or fax sol that they can finalize your request for cancellation.